When Does the Need for Claim Settlement Occur?

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The need for claim settlement occurs in the event of a policyholder’s death or when the policy matures. It can be divided into the following types:
# Death claim: A beneficiary or relative of the diseased needs to intimate the insurance company.
# Maturity: In case the insured does not die till the policy matures, s/he is eligible for the basic sum assured.
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