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Tampilkan postingan dengan label certificate insurance. Tampilkan semua postingan
08.02
The certificate delivers many advantages:
- Demonstrate to your employer, peers and customers your commitment to personal learning and development..
- Can form part of an overall programme to meet the regulator’s training and competence requirements.
- Supports lifelong learning as prior study is recognised as you progress through the qualifications framework, taking accumulated credits with you.
- Supports personalised learning programmes as you select the topics most appropriate to your role, rather than follow a rigid pre-set learning pathway.
- A ‘Record of Achievement’ is awarded for each unit passed, providing portable and permanent evidence of learning undertaken.
- Certificate in Insurance awarded upon completion.
- Upon completion CII members can use the designation 'Cert CII'®, demonstrating their professional standing (Continuing Professional Development requirements apply).
Having successfully completed the Certificate in Insurance you will hold credits that can be used towards the Diploma in Insurance.
08.01
Building knowledge, developing core competence
The Certificate in Insurance is a core qualification for insurance staff working across all sectors of the industry (and the logical progression from the
introductory-level Foundation Insurance Test®). It provides a grounding in:
* basic insurance principles including the regulatory environment;
* the key insurance disciplines of underwriting and claims; and
* popular products including: motor, household, healthcare and packaged commercial insurances.
It supports role-specific learning which will assist you to develop the relevant knowledge, skills and behaviours needed to succeed. By covering a broad range of core topics, the Certificate allows you to develop the knowledge and confidence you need before you begin to focus your subsequent studies and specialise according to your ambitions and career requirements.
This qualification is the first step towards becoming professionally qualified and, as such, its value is widely recognised by employers throughout the insurance industry.
On completion you will be entitled to apply to use the designation ‘Cert CII®’ (CII membership and Continuing Professional Development requirements apply).
Note: sector specific designations ‘Cert CII (London Market)’ and ‘Cert CII (Claims)’ are available to CII members completing the Certificate that have passed the Lloyd’s and London Market Introductory Test (LLMIT) or Insurance claims handling process (IF4) unit, respectively. Faculty membership requirements also apply.
Flexible and comprehensive
As a Certificate candidate, you can select units from across the CII qualifications framework. This means you have access to the entire range of units currently available.
They offer something for everyone, whatever sector of the insurance industry you work in and whatever your particular specialisation or preferred career path.
These range from the fundamentals of insurance practice and legislation through to personal lines product families, classes of commercial insurance and specialisms such as risk management and marine.
All qualifications are modular in structure, enabling you to select units of study according to your preference and career requirements. Each unit has a credit value and the accumulation of the stipulated number of credits leads to the award of the Certificate. Successful completion allows CII members to use the designation ‘Cert CII®' (Continuing Professional Development requirements apply).
Meeting market expectations
Importantly, the certifiicate has been designed to assist you and your employer to comply with both the existing and future regulatory training and competence requirements. The Financial Services Authority (FSA) requires you to demonstrate that you are competent in the work you do, and thereafter to maintain this competence.
This approach is designed to ensure that you have the appropriate knowledge and skills to perform your job effectively. Qualifications can play an important role in helping to meet the requirements by serving as an objective measurement of your technical awareness and understanding.
Office of the Qualifications and Examinations Regulator (Ofqual)
Ofqual is the regulator of qualifications, exams and tests in England. They are also the regulators for the recognised awarding bodies (such as the CII). For further information refer to the Ofqual website: www.ofqual.gov.uk, The Certificate in Insurance is accredited, with Ofqual at Level 3 in the National, Qualifications Framework.
The Certificate is only accredited where it is completed using Certificate units IF1-IF8.
The Certificate in Insurance is a core qualification for insurance staff working across all sectors of the industry (and the logical progression from the
introductory-level Foundation Insurance Test®). It provides a grounding in:
* basic insurance principles including the regulatory environment;
* the key insurance disciplines of underwriting and claims; and
* popular products including: motor, household, healthcare and packaged commercial insurances.
It supports role-specific learning which will assist you to develop the relevant knowledge, skills and behaviours needed to succeed. By covering a broad range of core topics, the Certificate allows you to develop the knowledge and confidence you need before you begin to focus your subsequent studies and specialise according to your ambitions and career requirements.
This qualification is the first step towards becoming professionally qualified and, as such, its value is widely recognised by employers throughout the insurance industry.
On completion you will be entitled to apply to use the designation ‘Cert CII®’ (CII membership and Continuing Professional Development requirements apply).
Note: sector specific designations ‘Cert CII (London Market)’ and ‘Cert CII (Claims)’ are available to CII members completing the Certificate that have passed the Lloyd’s and London Market Introductory Test (LLMIT) or Insurance claims handling process (IF4) unit, respectively. Faculty membership requirements also apply.
Flexible and comprehensive
As a Certificate candidate, you can select units from across the CII qualifications framework. This means you have access to the entire range of units currently available.
They offer something for everyone, whatever sector of the insurance industry you work in and whatever your particular specialisation or preferred career path.
These range from the fundamentals of insurance practice and legislation through to personal lines product families, classes of commercial insurance and specialisms such as risk management and marine.
All qualifications are modular in structure, enabling you to select units of study according to your preference and career requirements. Each unit has a credit value and the accumulation of the stipulated number of credits leads to the award of the Certificate. Successful completion allows CII members to use the designation ‘Cert CII®' (Continuing Professional Development requirements apply).
Meeting market expectations
Importantly, the certifiicate has been designed to assist you and your employer to comply with both the existing and future regulatory training and competence requirements. The Financial Services Authority (FSA) requires you to demonstrate that you are competent in the work you do, and thereafter to maintain this competence.
This approach is designed to ensure that you have the appropriate knowledge and skills to perform your job effectively. Qualifications can play an important role in helping to meet the requirements by serving as an objective measurement of your technical awareness and understanding.
Office of the Qualifications and Examinations Regulator (Ofqual)
Ofqual is the regulator of qualifications, exams and tests in England. They are also the regulators for the recognised awarding bodies (such as the CII). For further information refer to the Ofqual website: www.ofqual.gov.uk, The Certificate in Insurance is accredited, with Ofqual at Level 3 in the National, Qualifications Framework.
The Certificate is only accredited where it is completed using Certificate units IF1-IF8.
07.50
What Does Certificate Of Insurance Mean?
A document issued by an insurance company/broker that is used to verify the existence of insurance coverage under specific conditions granted to listed individuals. More specifically, the document lists the effective date of the policy, the type of insurance coverage purchased, and the types and dollar amount of applicable liability.
Investopedia explains Certificate Of Insurance
A certificate of insurance is often demanded in situations where liability and large losses are a concern. For example, a company wishes to hire a driver from a temp agency. The company will most likely ask the agency to show them a certificate of insurance that proves that certain liabilities will be covered by insurance in the event the driver causes problems, such as incurring damages from driving the company’s vehicles.
A certificate of insurance is often demanded in situations where liability and large losses are a concern. For example, a company wishes to hire a driver from a temp agency. The company will most likely ask the agency to show them a certificate of insurance that proves that certain liabilities will be covered by insurance in the event the driver causes problems, such as incurring damages from driving the company’s vehicles.
07.45
Document issued by an insurance company, it certifies that an insurance policy has been bought and shows an abstract of the most important provisions of the insurance contract. But it is not a substitute for the actual policy, and is normally a non-negotiable document-it cannot be assigned to a third party, and is unacceptable under the terms of a letter of credit and in making a claim. In life and health insurance a COI is issued to the members of a group insurance plan, evidencing their participation. In marine insurance (where cargo is insured against a floating insurance policy) COI serves to assure the consignee that insurance is in effect for the goods in transit and a proper policy will follow. Also called insurance certificate.
http://www.businessdictionary.com/
http://www.businessdictionary.com/
05.24
Before you can tax your vehicle you must have suitable insurance cover in place and if needed, the vehicle must be MOT tested. The wrong insurance cover, an overdue MOT, insurance certificates that are incorrect, misplaced or late arriving, these can all stop you from taxing your vehicle on time.
Insurance cover needed to tax your vehicle
In order to tax your vehicle, you must have insurance cover that:
* covers you against third party claims for death or injury and damage to property caused by using the vehicle
* covers your use of the vehicle for taxing purposes
* is valid on the day the tax disc comes into force
The insurance policy for your vehicle may allow you to drive any other vehicle with the owner’s permission. However, your policy can’t be used as evidence of suitable insurance to tax any other vehicle.
If your insurance cover for taxing purposes isn’t clear, you may need to provide additional evidence. Please contact your insurance company for advice.
Insurance certificates and cover notes
These are usually a printed or laser-printed document, or a plastic credit card style document.
Insurance certificates downloaded directly from the internet by the policy holder are acceptable from 30 April 2010 (this applies to GB only). Fax copies are also acceptable.
The following documents aren't acceptable:
* policy schedule
* renewal notice
* receipt for payment
* amended certificate or cover note - unless stamped or initialled by the insurer
* ‘legal protection’ policy certificates
* foreign certificates
* photocopies
* Green Card (International Motor Insurance Card)
Lost, stolen or damaged insurance certificate
Get a duplicate insurance certificate or cover note from your insurance company.
Waiting for your insurance certificate to arrive in the post or update online
You can't tax your vehicle until your insurance certificate arrives or your insurance cover for your vehicle has been updated on the Motor Insurance Database. You must keep your vehicle off the road in the meantime.
If you are taxing your vehicle using the DVLA’s vehicle online service, then you’ll need to wait until MID has updated before applying. You can check online to see if your insurance has updated.
* Check your vehicle is insured - Askmid Opens new window
If you want to tax your vehicle at a DVLA local office or Post Office® branch, you’ll need to take your insurance certificate.
MOT due dates
An MOT test is needed every year for:
* cars, motorcycles, motor caravans and light goods vehicles that are more than three years old
* passenger carrying vehicles with more than eight seats and taxis (not including private hire vehicles) that are more than one year old
Find out when your MOT is due
Check the expiry date of your current MOT online or by calling the ‘MOT status check service’ on 0870 330 0444.
* Check an MOT record online Opens new window
MOT test certificate
You must produce an MOT test certificate that’s valid on the day the tax disc comes into force. A certificate that expires on the last day of the month eg 30 April can’t be used if the tax disc is to start on the first day of the following month eg 1 May. The certificate must be original, a photocopy is not acceptable.
Lost, stolen or damaged MOT certificate
Get a duplicate from any MOT testing station for the fee of £10. You’ll need to provide the vehicle registration mark and reference number shown on your registration certificate (V5C).
Claim exemption from MOT testing
If your vehicle is exempt from MOT testing, you’ll need to fill in form V112 ‘Claim for exemption from MOT testing’ to produce instead of the MOT certificate. A list of exempt vehicles is shown on the V112 form.
* Download ‘Exemption from MOT testing’ - form V112 (PDF, 152K)
* Help with PDF files Opens new window
MOT or insurance has expired
If you intend to renew your vehicle tax you should do so before your current tax disc expires. However, this isn’t always possible if you are waiting for insurance or getting an MOT for your vehicle.
You’ll be committing an offence if you use or keep your vehicle on the public road without a current tax disc. If you can’t get a tax disc, you must remove your vehicle off the road.
You’ll have 14 days to get a tax disc or make a SORN, while your vehicle is off the road.
Driving an untaxed vehicle to an MOT test
You can drive your vehicle to and from a pre-arranged test at an MOT test station as long as you have adequate insurance cover in place for the use of that vehicle.
This is also for vehicles being driven to and from a pre-arranged test at a Vehicle Inspection Check (VIC) test station, an approved weight testing station and reduced pollution test.
Insurance cover needed to tax your vehicle
In order to tax your vehicle, you must have insurance cover that:
* covers you against third party claims for death or injury and damage to property caused by using the vehicle
* covers your use of the vehicle for taxing purposes
* is valid on the day the tax disc comes into force
The insurance policy for your vehicle may allow you to drive any other vehicle with the owner’s permission. However, your policy can’t be used as evidence of suitable insurance to tax any other vehicle.
If your insurance cover for taxing purposes isn’t clear, you may need to provide additional evidence. Please contact your insurance company for advice.
Insurance certificates and cover notes
These are usually a printed or laser-printed document, or a plastic credit card style document.
Insurance certificates downloaded directly from the internet by the policy holder are acceptable from 30 April 2010 (this applies to GB only). Fax copies are also acceptable.
The following documents aren't acceptable:
* policy schedule
* renewal notice
* receipt for payment
* amended certificate or cover note - unless stamped or initialled by the insurer
* ‘legal protection’ policy certificates
* foreign certificates
* photocopies
* Green Card (International Motor Insurance Card)
Lost, stolen or damaged insurance certificate
Get a duplicate insurance certificate or cover note from your insurance company.
Waiting for your insurance certificate to arrive in the post or update online
You can't tax your vehicle until your insurance certificate arrives or your insurance cover for your vehicle has been updated on the Motor Insurance Database. You must keep your vehicle off the road in the meantime.
If you are taxing your vehicle using the DVLA’s vehicle online service, then you’ll need to wait until MID has updated before applying. You can check online to see if your insurance has updated.
* Check your vehicle is insured - Askmid Opens new window
If you want to tax your vehicle at a DVLA local office or Post Office® branch, you’ll need to take your insurance certificate.
MOT due dates
An MOT test is needed every year for:
* cars, motorcycles, motor caravans and light goods vehicles that are more than three years old
* passenger carrying vehicles with more than eight seats and taxis (not including private hire vehicles) that are more than one year old
Find out when your MOT is due
Check the expiry date of your current MOT online or by calling the ‘MOT status check service’ on 0870 330 0444.
* Check an MOT record online Opens new window
MOT test certificate
You must produce an MOT test certificate that’s valid on the day the tax disc comes into force. A certificate that expires on the last day of the month eg 30 April can’t be used if the tax disc is to start on the first day of the following month eg 1 May. The certificate must be original, a photocopy is not acceptable.
Lost, stolen or damaged MOT certificate
Get a duplicate from any MOT testing station for the fee of £10. You’ll need to provide the vehicle registration mark and reference number shown on your registration certificate (V5C).
Claim exemption from MOT testing
If your vehicle is exempt from MOT testing, you’ll need to fill in form V112 ‘Claim for exemption from MOT testing’ to produce instead of the MOT certificate. A list of exempt vehicles is shown on the V112 form.
* Download ‘Exemption from MOT testing’ - form V112 (PDF, 152K)
* Help with PDF files Opens new window
MOT or insurance has expired
If you intend to renew your vehicle tax you should do so before your current tax disc expires. However, this isn’t always possible if you are waiting for insurance or getting an MOT for your vehicle.
You’ll be committing an offence if you use or keep your vehicle on the public road without a current tax disc. If you can’t get a tax disc, you must remove your vehicle off the road.
You’ll have 14 days to get a tax disc or make a SORN, while your vehicle is off the road.
Driving an untaxed vehicle to an MOT test
You can drive your vehicle to and from a pre-arranged test at an MOT test station as long as you have adequate insurance cover in place for the use of that vehicle.
This is also for vehicles being driven to and from a pre-arranged test at a Vehicle Inspection Check (VIC) test station, an approved weight testing station and reduced pollution test.
05.21
Definition
Document certified by a competent authority that the supplied good or service meets the required specifications. See also certificate of compliance. Also called certificate of conformity.
Document certified by a competent authority that the supplied good or service meets the required specifications. See also certificate of compliance. Also called certificate of conformity.
05.20
Definition
Part of a loan agreement, in which the borrower undertakes to reimburse the lender if a foreclosure sale on the mortgaged asset does not generate enough money to cover the loan balance, interest, and other costs.
Part of a loan agreement, in which the borrower undertakes to reimburse the lender if a foreclosure sale on the mortgaged asset does not generate enough money to cover the loan balance, interest, and other costs.
05.18
Definition
Certificate issued in the US by the designated authority in a state to verify that a corporation actually exists, has paid all its statutory dues, has met all filing requirements and, therefore, is authorized to transact business in that state. Also called certificate of authorization or certificate of existence.
Certificate issued in the US by the designated authority in a state to verify that a corporation actually exists, has paid all its statutory dues, has met all filing requirements and, therefore, is authorized to transact business in that state. Also called certificate of authorization or certificate of existence.
